New permanent resident in Canada: documents to keep and dates to track
Checked against official pages between 24 Sep 2026 and 29 Sep 2026.
The first months as a permanent resident come with a few deadlines and a lot of paperwork. Tick these off as you go, and print the page to keep with your landing papers.
Dates to track
- Give IRCC your Canadian mailing address for your PR card: within 180 days of becoming a permanent resident.
- Exchanging a driver’s licence from another country: within 60 to 180 days of arriving, depending on the province. Find yours below.
- Your PR card’s expiry date: start renewing about 8 months before it expires. When to renew a PR card.
First things to do
- Apply for a Social Insurance Number (SIN)
You need one to work and to get many benefits. It is free, and applying online is the fastest way. Bring your PR card or confirmation of permanent residence, or your work or study permit, plus a passport or other ID. A study permit must say you may work. Permit holders get a SIN that expires with their permit.
- Give IRCC your Canadian mailing address for your PR card Within 180 days
IRCC mails your first PR card automatically, but only if you give it a Canadian mailing address and photo within 180 days of becoming a permanent resident. After that you would have to apply and pay for the card yourself.
After this you would have to apply for the card yourself.
- If your PR card hasn’t arrived, contact IRCC
First-time cards can’t be tracked. Wait for the usual processing time plus 6 weeks, then tell IRCC it never came, using a solemn declaration, and they reissue it. If 180 days have passed since it was mailed, you apply for a new card and pay the fee (refunded if IRCC made the mistake).
- Apply for the Canada child benefit if you have children under 18
You can apply as soon as you arrive if you qualify, using “Apply for child benefits” in CRA My Account or form RC66. If you or your partner became a resident of Canada in the last 2 years, also send form RC66SCH. Temporary residents can start getting payments in the 19th month they have lived in Canada, if they hold a valid permit.
- Apply for the Canada Groceries and Essentials Benefit (the GST/HST credit)
It is the payment that used to be called the GST/HST credit. As a new resident you can apply before you file your first tax return, with form RC151. One application covers your household.
- File your first Canadian tax return
You don’t have to file until the year after you became a resident: if you arrived in 2026, your 2026 return is due by April 30, 2027. Filing every year, even with little or no income, keeps your benefits coming.
- Open a bank account
You can open an account even without a Canadian credit history. Take original ID: usually one document with your name and address and another with your name and date of birth. You may need to go in person.
- Keep IRCC up to date if you have an application in progress
IRCC only needs your new address if you have an application with them, such as a PR card, a permit extension or citizenship. A missed letter can delay it or lead to a refusal.
Documents to keep
- Keep your landing papers and permit safe
Your confirmation of permanent residence (COPR), permit and passport are the documents Service Canada, IRCC and the provinces ask for when you apply for a SIN, a card or a licence. Keep the originals somewhere safe and a scan in Kist.
- Keep a record of trips outside Canada
To keep permanent resident status you must be in Canada for at least 730 days in every 5 years, and IRCC recommends noting each trip out. For citizenship you need 1,095 days in Canada in the last 5 years, and time before you became a permanent resident counts as half days, up to a limit.
Health card and driver’s licence, by province and territory
Find where you live. Time limits count from the day you arrived or became a resident.
Ontario
- Apply for OHIP, your Ontario health card
Ontario has no waiting period, so you can apply as soon as you arrive. You apply in person at a ServiceOntario centre with documents that show your immigration status, that you live in Ontario and who you are. The card comes by mail.
- Exchange your foreign driver’s licence in Ontario Within 60 days
Ontario lets you use a valid licence from another country for 60 days after you move. After that you need an Ontario licence. Some countries exchange without tests; others need them.
You can drive on your old licence until then.
British Columbia
- Apply for MSP, British Columbia’s health coverage
Apply as soon as you arrive: online, by mail or at a Service BC office. Adults also visit an ICBC driver licensing office with ID to get a BC Services Card, which carries your health number.
- Get private health insurance until your B.C. coverage starts
MSP starts after the rest of the month you arrive plus two more months, and B.C.’s page suggests private insurance for that gap. Ask your employer or school whether they already provide some.
- Exchange your foreign driver’s licence in British Columbia Within 90 days
After moving to B.C. you have 90 days to switch your licence to a B.C. one. Licences from some countries exchange the same day without tests; others also need a knowledge test and a road test.
ICBC gives new residents 90 days.
Alberta
- Apply for AHCIP, your Alberta health card
If you are eligible, coverage can start from the day you settled in Alberta. Apply within 3 months of settling, with your immigration document from IRCC. After that, your start date is set when your application is processed.
- Exchange your foreign driver’s licence in Alberta Within 90 days
If you live in Alberta permanently, you must exchange your licence within 90 days of becoming a resident. You hand your old licence to a registry agent. If you have held a licence for under 2 years you may be placed in graduated licensing.
From the day you became a resident.
Saskatchewan
- Apply for your Saskatchewan health card
Permanent residents, workers with a work authorization and international students can qualify on or before the first day of the third month after arriving in Canada. Send ID and proof of your address to eHealth Saskatchewan.
- Get private health insurance until your Saskatchewan coverage starts
Coverage can take until the first day of the third month after you arrive, so up to about 3 months. Until it starts you may have to pay for care yourself, so look at private insurance for the gap.
- Exchange your foreign driver’s licence in Saskatchewan Within 90 days
New residents can drive on a valid licence for 90 days after moving to Saskatchewan. Licences from some countries can be exchanged for a Saskatchewan Class 5 licence. Visitors and temporary foreign workers keep the privileges of their home licence, except for Class 1 (semi) vehicles.
SGI gives new residents 90 days.
Manitoba
- Register for your Manitoba Health Card
Permanent residents arriving from outside Canada can apply from the day they arrive in Manitoba; the three-month wait is for people moving from another province. Send a copy of your passport, your IRCC documents and proof that you live in Manitoba.
- Exchange your foreign driver’s licence in Manitoba Within 90 days
You can drive on your current valid licence for up to three months. To keep driving after that you need a Manitoba licence. Countries with an exchange agreement skip the tests, and a licence not in English or French needs a translation.
MPI allows three months.
Quebec
- Register with RAMQ, Quebec’s health insurance
You register once you are in Québec and give a Québec mailing address for your letter of eligibility and card. Most permanent residents can register online. Cover depends on your status, so read RAMQ’s eligibility conditions.
- Get private health insurance for Quebec’s waiting period
RAMQ’s conditions describe a waiting period of up to 3 months after registering, and care during it isn’t reimbursed. Check the length that applies to you on RAMQ’s page, and ask about private insurance from the day you arrive.
- Exchange your foreign driver’s licence in Quebec Within 180 days
New residents can drive up to six consecutive months on a valid foreign licence, and the SAAQ suggests starting the exchange well before then. You can start as soon as you settle in Québec. The app counts 180 days, a little under 6 months, to leave a margin.
About 6 months on the SAAQ page.
Nova Scotia
- Apply for your Nova Scotia health card (MSI)
Permanent residents’ coverage usually starts on the day they become a resident. Work permit holders (permit of 12 months or more) are covered from that day or the permit’s issue date, whichever is later. Study permit holders can apply from the first day of the 13th month after arriving.
- Exchange your foreign driver’s licence in Nova Scotia Within 180 days
Nova Scotia says you may be able to drive for up to 180 days on a valid licence from outside the province. Exchange it in person at an Access Nova Scotia or Registry of Motor Vehicles office. A licence not in English or French needs a translation.
Nova Scotia says up to 180 days.
New Brunswick
- Apply for New Brunswick Medicare
People arriving from another country can be covered from their first day in the province once New Brunswick accepts that they live there. Apply online with documents for your status, identity and home, plus a copy of your passport and its last entry stamp into Canada.
- Exchange your foreign driver’s licence in New Brunswick
Permanent residents get a New Brunswick licence as soon as they take up residence; the page gives no grace period. Work and study permit holders whose permit is valid for more than 6 months may drive on their home licence for up to 6 months from the day they landed.
Newfoundland and Labrador
- Register for MCP, Newfoundland and Labrador’s health plan
Send the health care coverage application with clear copies of your ID and immigration documents. A complete application usually gets a reply in about two weeks. A stay of under a year is generally not covered unless MCP’s rules allow it.
- Exchange your foreign driver’s licence in Newfoundland and Labrador Within 90 days
You must exchange your existing licence within three months of becoming a resident, and any valid foreign licence can be used until then. Some countries exchange without tests.
Three months from becoming a resident.
Prince Edward Island
- Apply for your PEI health card
If you have moved to the Island to live, work or study you may apply, saying that you can legally stay in Canada and that PEI is your main home. Ask Medicare Services (1-800-321-5492) when your coverage starts.
- Exchange your foreign driver’s licence in Prince Edward Island
PEI lets newcomers drive on their existing licence for a limited time after becoming a resident (search results of its page say four months, and longer if you have started the exchange). We couldn’t open the page, so check the current limit there. Countries without an exchange agreement need the Novice Driver Course for Newcomers.
Yukon
- Apply for your Yukon health care card
Yukon’s pages describe a waiting period of about 3 months before cover starts, and say to apply when you arrive because delays can affect your start date. We couldn’t open them, so confirm the wait there.
- Get private health insurance for Yukon’s 3-month wait
Yukon describes about 3 months before cover starts for new residents. If you are coming from another country you have no earlier plan to fall back on, so look at private insurance for that time, and confirm the length on Yukon’s page.
- Exchange your foreign driver’s licence in Yukon
When you move to the Yukon you must transfer your current licence to a Yukon one. The page gives no time limit for new residents. If you have held your licence for under 2 years you may join graduated licensing.
Northwest Territories
- Apply for your NWT health care card
Fill in the NWT application for health care and send it with a valid immigration document from IRCC that shows your NWT address. If you are on a work or study permit, contact the Health Services Administration Office about your cover.
- Exchange your foreign driver’s licence in the Northwest Territories
Foreign nationals apply at a Driver and Vehicle Services office. Some countries’ licences can be transferred; otherwise you pass a knowledge test and a road test. The page gives no time limit for new arrivals, so ask your local office.
Nunavut
- Apply for your Nunavut health care card
Apply through the Government of Nunavut’s health care plan pages. Eligibility depends on Nunavut being your main home and on your immigration status, and you send ID that includes your immigration documents. We couldn’t open the pages, so check the current requirements there.
- Exchange your foreign driver’s licence in Nunavut
Apply for a Nunavut driver’s licence at a Motor Vehicles office. The Nunavut pages we could read give no time limit for licences from another country, so ask your local office how long you can keep driving on yours.
Sources
- I am a new permanent resident of Canada. Do I need to apply for a permanent resident card? (IRCC Help Centre) (checked 29 Sep 2026)
- Change your address or contact information on your application (IRCC) (checked 29 Sep 2026)
- Get, renew or replace a permanent resident card (IRCC) (checked 24 Sep 2026)
- What happens if my permanent resident card expires while I am outside Canada? (IRCC Help Centre) (checked 24 Sep 2026)
- IRCC processing times data for applications made in Canada (updated September 22, 2026) (checked 24 Sep 2026)
- Find out about electronic travel authorization (eTA) (IRCC) (checked 24 Sep 2026)
- Apply for OHIP and get a health card (Ontario) (checked 29 Sep 2026)
- Exchange an out-of-province driver’s licence (Ontario) (checked 29 Sep 2026)
- How to enrol in MSP (Health Insurance BC) (checked 29 Sep 2026)
- Moving from outside Canada (ICBC) (checked 29 Sep 2026)
- Apply for health care coverage if you move to Alberta (Alberta.ca) (checked 29 Sep 2026)
- Exchange a licence from outside Alberta (Alberta.ca) (checked 29 Sep 2026)
- Eligibility for health benefits (eHealth Saskatchewan) (checked 29 Sep 2026)
- Apply for a health card (eHealth Saskatchewan) (checked 29 Sep 2026)
- Driver’s licence (Saskatchewan Driver’s Handbook, SGI) (checked 29 Sep 2026)
- Your Manitoba Health Card: moving to Manitoba (checked 29 Sep 2026)
- New or returning to Manitoba (MPI) (checked 29 Sep 2026)
- Know the eligibility conditions for health insurance (RAMQ) (check the page for current details) (checked 29 Sep 2026)
- Newcomers: register for health insurance online (RAMQ) (check the page for current details) (checked 29 Sep 2026)
- Canadian or foreign driver’s licence (SAAQ) (checked 29 Sep 2026)
- Nova Scotia Health Insurance Program eligibility (checked 29 Sep 2026)
- Healthcare coverage if you move to Nova Scotia (checked 29 Sep 2026)
- Exchange your non-Nova Scotian driver’s licence (Nova Scotia) (checked 29 Sep 2026)
- Applying for Medicare coverage (New Brunswick) (checked 29 Sep 2026)
- Eligibility for Medicare (New Brunswick) (checked 29 Sep 2026)
- Driver’s licences for new residents (New Brunswick) (checked 29 Sep 2026)
- Medical Care Plan (MCP): Health and Community Services (checked 29 Sep 2026)
- Medical Care Plan (MCP) frequently asked questions (checked 29 Sep 2026)
- Licence application process (Government Services, Newfoundland and Labrador) (checked 29 Sep 2026)
- Apply for PEI Health Card (Prince Edward Island) (check the page for current details) (checked 29 Sep 2026)
- Driving with an out-of-province license (Prince Edward Island) (check the page for current details) (checked 29 Sep 2026)
- Apply for a Yukon health care card (Yukon.ca) (check the page for current details) (checked 29 Sep 2026)
- Find out about your health care coverage (Yukon.ca) (check the page for current details) (checked 29 Sep 2026)
- Transfer your driver’s licence and registration from outside the Yukon (Yukon.ca) (check the page for current details) (checked 29 Sep 2026)
- Applying for health care (Northwest Territories) (checked 29 Sep 2026)
- General information for residents (NWT Health Care Plan) (checked 29 Sep 2026)
- Driver’s licence information for foreign nationals (Northwest Territories) (checked 29 Sep 2026)
- Applying for health care (Government of Nunavut) (check the page for current details) (checked 29 Sep 2026)
- Nunavut Health Care Plan (Government of Nunavut) (check the page for current details) (checked 29 Sep 2026)
- Apply for a driver’s licence (Government of Nunavut) (check the page for current details) (checked 29 Sep 2026)
- Apply for a Social Insurance Number: newcomers (Service Canada) (checked 29 Sep 2026)
- Get a permanent resident card: getting your PR card after you apply (IRCC) (checked 29 Sep 2026)
- I was told that my permanent resident card was sent to me but I did not get it yet. What should I do? (IRCC Help Centre) (checked 29 Sep 2026)
- How to apply: Canada child benefit (CRA) (checked 29 Sep 2026)
- Newcomers to Canada and the CRA (checked 29 Sep 2026)
- RC151: Canada Groceries and Essentials Benefit application for individuals who become residents of Canada (CRA) (checked 29 Sep 2026)
- Opening a bank account (Financial Consumer Agency of Canada) (checked 29 Sep 2026)
- How long must I stay in Canada to keep my permanent resident status? (IRCC Help Centre) (checked 29 Sep 2026)
- Become a Canadian citizen: eligibility (IRCC) (checked 29 Sep 2026)
This is guidance only and isn’t guaranteed to be accurate. Deadlines and rules change from time to time, so check the official website for this document (use the link if there is one, or search for it on Google or ask an AI assistant) and your local municipality or ministry before you act.